For contractors

Financial clarity for contractors & skilled trades

  1. 01Know your numbers.
  2. 02Understand your profitability.
  3. 03Grow with confidence.

Sierra Foothill Financial provides bookkeeping, financial reporting, and practical financial guidance to help contractors understand job profitability, manage cash flow, and make informed business decisions.

Based in Auburn, California, serving Placer County and surrounding areas.

Talk Through Your Numbers

Job profitability · this month

  • Folsom remodel24.8%
  • Roseville HVAC retrofit18.1%
  • Elk Grove tenant improvement6.2%

Materials creeping up on Elk Grove. Let’s talk. —K

Your business has grown. Now your financial system needs to catch up.

More crews. More equipment. More jobs running at once.

You know what you’ve billed. The harder questions keep coming:

  1. Are we actually making money?

  2. Which jobs are worth bidding again?

  3. Where did the cash go this month?

  4. Can we afford another hire, another truck, or a bigger project?

Numbers built around how construction and skilled trades work

Revenue and a bank balance only tell part of the story.

Profit lives inside each job: labor, materials, equipment, change orders, and when the money actually comes in.

Sierra Foothill Financial helps you understand the numbers behind the work and prepare financially for what’s next.

  1. 01

    Job Costing

    Track labor, materials, equipment, and other job costs. See which projects are profitable and where margins are being lost.

  2. 02

    Bookkeeping

    Keep your financials accurate, current, and organized as the business grows.

  3. 03

    Financial Reporting

    Understand profitability, cash flow, and the financial position of the business without having to dig through the numbers yourself.

  4. 04

    Planning & Advisory

    Get a second set of eyes before you hire, buy equipment, take on a bigger contract, or pursue financing.

See How We Help

Your next big move deserves a clear financial picture

Growth usually creates new financial questions. Sierra Foothill Financial helps you understand your financial position, evaluate opportunities, and plan for what’s next.

  1. 01

    Bonding & financing

    Keep your financial records organized and up to date so you’re better prepared when lenders or bonding companies request financial information.

  2. 02

    Bigger projects

    Understand what the business can realistically take on before you sign.

  3. 03

    Hiring & expanding crews

    See what additional labor means for cash flow and capacity.

  4. 04

    Equipment & vehicles

    Assess the financial impact of purchasing or financing new equipment and vehicles before making a major commitment.

  5. 05

    More jobs at once

    See which projects are performing and where something needs attention.

Kelly Keleher, founder of Sierra Foothill Financial

Meet Kelly

“I’ve worked in accounting for multimillion-dollar businesses and have owned and operated my own business, so I understand both sides of the numbers. I know firsthand the challenges of managing cash flow, meeting payroll, and making important financial decisions while keeping a business running.

I started Sierra Foothill Financial to bring those experiences together, combining financial expertise with a practical understanding of what it takes to run a business.

Today, I bring that perspective to the contractors I work with, helping them understand their numbers, gain clarity around profitability, and make confident decisions as their businesses grow.”

Kelly KeleherFounder

Meet Kelly

Is Sierra Foothill Financial the right fit for your business?

We work best with contractors who are ready to take a more proactive approach to their finances.

We’re a good fit if you:

  • Have a steady flow of work and are managing multiple jobs or growing operations.
  • Are bringing in more revenue but aren’t seeing the profitability you expected.
  • Want to spend less time managing the books without losing visibility into your business’s financial health.
  • Are preparing for important decisions around hiring, equipment purchases, financing, or taking on larger projects.
  • Value having a trusted financial partner who can help you understand your numbers and make informed decisions as your business grows.

We provide bookkeeping, job costing, financial reporting, cash flow management, and strategic financial support tailored to construction and skilled trade businesses. Our goal is to give you reliable financial information and help you use it to make smarter business decisions—not just keep your books up to date.

A busy schedule doesn’t always mean a profitable business. Job costing helps you understand how much you’re actually making on each project after accounting for materials, labor, subcontractors, and other direct job costs.

With a clearer picture of job profitability, you can make more informed decisions about pricing, future bids, and where to focus your time and resources.

If your business is growing but you’re not entirely sure where your money is going, which jobs are profitable, or how much you can comfortably reinvest, it may be time for additional support.

Whether you’re managing multiple projects, expanding your team, or considering a major investment, having accurate financials and someone to help you interpret them can make those decisions easier and more informed.

Get a clearer view of the business you’ve built.

Let’s talk about where your business stands, the financial challenges you’re facing, and what you’re working toward. Together, we’ll identify where greater clarity and financial support could make the biggest difference.

Talk Through Your Numbers